Money can feel like a mystery—how to save it, spend it wisely and make it last. That’s why talking to someone you trust—a parent, guardian, teacher or mentor—can be a game-changer. Asking for advice isn’t about giving up control of your money—it’s about gaining the knowledge and confidence to make smart financial choices.

1. What was your first job? What did you get paid? Did you save or invest any of that money?

2. When did you open a savings account? How did this help you in the long run? 

3. What is building credit? How can I do that now? What set you up for success, or failure, when you started?

4. What was your first car, and how did you buy it? What sold you on that model?

5. Do you currently invest in the stock market? If so, where and why?

6. Do you have any financial fears? What are they?

7. What are your short- and long-term financial goals?

8. How much money does a person need to live comfortably?

9. What does it take to retire?

10. What is the difference between good debt and bad debt?

11. What is the hardest and easiest thing about being an adult?

12. Did you learn any financial lessons the hard way? How can I avoid those mistakes?